How to Order Your Credit Report
It is a good idea to check your credit reports at least once a year for any mistakes or misinformation. Any inaccuracies should be corrected immediately. You should get your credit reports from each of the three major credit reporting agencies - Equifax, TransUnion and Experian - because the information about your credit history may be a little different in each report.
Read How to Order Your Credit Report by the Consumer Law Project for Elders.