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Debt & Collections

Bankruptcy, debt collection, wage attachments, small claims court, identity theft.

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If you are 60+ and you need help with collections or bankruptcy, call the Consumer Law Project for Elders at 1-800-296-1467. For more information, visit the Age 60+ Help section of this website.

If you are behind in paying your bills, someone will probably contact you to collect the money you owe. Read this article to learn about your rights.

Are you having trouble paying your bills? Bankruptcy is a legal way to get rid of certain debts and give you a fresh start. But some people may not need to file bankruptcy - read this article to learn more.

Is money being taken out of your pay because you owe a debt? A wage attachment is a court order that forces your employer to take money from your paycheck to pay the debt. Read this to learn when that can happen, how much can be taken, what you can do if you can’t afford it, and more.

Are you worried about utility shut-offs? Help is available for families with low and slightly higher income. Call 2-1-1 to see if you can get help, even if you don’t think your income is low enough.

This pamphlet by the National Consumer Law Center can help you learn what to do if you are being harassed by debt collectors. 

Going to court can be stressful. This video will cover everything you need to know about getting ready for a court hearing, including what to wear, who to bring with you, what happens when you see the judge, meeting with a mediator, and more. We hope that you'll feel more at ease and prepared after you watch this video.

This article answers common questions about keeping your lights and gas on.

Are you having trouble paying your bills? You might think that bankruptcy is the answer to your problems. But, whether you need it and how much it can help you depends on your situation. For some people it is the best choice, but for many others, it is not.

A Notice of Overpayment is a letter that says you owe Social Security money. This article is for people who get SSDI (Social Security Disability Insurance). If you get SSI, you should read the article about SSI Overpayments because the rules are different.

A Notice of Overpayment is a letter that says you owe Social Security money. This article is for people who get SSI (Supplemental Security Income). If you get SSDI, you should read the article about SSDI Overpayments because the rules are different.

If you are 60+ and you need help with credit reports or identity theft, call the Consumer Law Project for Elders at 1-800-296-1467. For more information, visit the Age 60+ Help section of this website.

Identity theft is a serious crime. It can hurt your credit, leave you stuck with bills that aren’t yours, and create problems that could haunt you for years.

It is a good idea to check your credit reports at least once a year for any mistakes or misinformation. Any inaccuracies should be corrected immediately.

Is someone using your personal information to open accounts, file taxes, or make purchases?

If you are 60+ and have been sued in small claims court, call the Consumer Law Project for Elders at 1-800-296-1467. For more information, visit the Age 60+ Help section of this website.

Going to court can be stressful. This video will cover everything you need to know about getting ready for a court hearing, including what to wear, who to bring with you, what happens when you see the judge, meeting with a mediator, and more. We hope that you'll feel more at ease and prepared after you watch this video.

If you are sueing someone in small claims court, it's important that you correctly serve the papers to the other party. Watch this video to learn how.

Read this booklet to learn about Small claims court in Connecticut. Small claims court allows one person to sue another person for up to $5,000. Many people can go to small claims court without a lawyer.

This class teaches you how to take an employer to Small Claims Court to collect money for time you spent working.

Are you worried about utility shut-offs? Help is available for families with low and slightly higher income. Call 2-1-1 to see if you can get help, even if you don’t think your income is low enough.

This article answers common questions about keeping your lights and gas on.

You have a right to live in housing that is safe, decent, and has utilities that work. Landlords must provide working equipment for utilities including heating, electricity, plumbing, and both hot and cold running water.

Are you going to court without a lawyer?

Represent
Practice going to court with our legal game.

Get help from 2-1-1

Dial 2-1-1 or go to 211ct.org for help with services in your community.

Tell us what you think

Was this website helpful? Take a quick survey.