As soon as you get the wage attachment form, make sure your employer is not taking too much out of your pay. Ask your employer to show you how the amount was calculated.
You must be left with whichever is greater:
- at least 40 times the minimum wage ($440 as of October, 2019); or
- 75% of your take-home pay.
If your weekly take-home pay is $440 or less (this amount is calculated by multiplying 40 times the minimum wage), your wages are protected and nothing may be taken out of your pay.
Your earnings are also protected if you are getting state benefits (welfare) and working under a work incentive or similar program.
If your earnings are protected, you should tell the court so that money cannot be taken from your pay. See below: How do I ask for a court hearing?